Did you know that America experienced 69 separate billion-dollar disaster events from 2015 to 2019? That’s an incredible amount of property damage in four years that may get worse with the current climate crisis.
Folks living in Tampa aren’t immune from property damage related to natural disasters. That’s what you have insurance. But you must understand that filing a property damage insurance claim doesn’t mean you’ll recoup your losses.
Do you want to find out how to maximize your Tampa property damage claim? Read on to learn more.
Insurance Companies Aren’t on Your Side
Let’s be honest about insurance and insurance companies. If you’re a homeowner, you need insurance. You choose one you’re comfortable dealing with and offers the best rates.
You may even like your insurance agent. However, they are not on your side concerning damage to your property. Insurance companies want to make a profit. That means when an adjustor examines the damage to your property, their goal is to pay you as little as possible.
Unresolved Damage May Lead to Worse Problems
Take water damage as an example. If, say, your home flooded and your basement walls show signs of water damage, you must address this right away. Unmitigated water damage leads to mold, structural, and health issues.
If you didn’t receive enough money from your property damage insurance claim, you’d have to pay out of pocket to fix that damage. You may let those lingering issues go unresolved if you do not have enough money and who does after a disaster.
Insurance Companies Delay Payments
Even if an insurance company adequately covers your Tampa property damage, they may not get you the money in the necessary time frame. Disaster recovery is time-sensitive, after all. You and your family want to be back in your home as soon as possible.
Insurance companies aren’t always in a hurry. Delayed payment is more likely if a natural disaster caused your property damage. In these instances, insurers bogged down with claims can’t make timely payments.
Why You Need a Tampa Property Damage Attorney
Should you experience property damage in the Tampa area, finding an insurance attorney should be your first step toward resolution.
Why? A property damage attorney provides relief by dealing with the insurance company on your behalf. These lawyers can settle disputes, dig through your claim, and secure the most money. Visit Shochet.legal to learn more about what a property damage lawyer in Tampa can do for you.
Owning a Home Comes with Property Damage Risks
Have you experienced property damage? Know that you’re not alone. Disasters causing widespread damage are on the rise.
You may have an insurance company, but when your home experiences damage from a disaster, you’ll need help. An insurance attorney is always on your side.
Do you need more financial help? Make sure to check out the rest of our page for the latest.