What things should you know about workers’ compensation? It is a type of insurance that employers purchase to protect themselves and their employees from injuries incurred on the job. The following things are things that you need to know about workers’ compensation.
It’s A Complex Process
To get the compensation you deserve after suffering an injury, you’ll need to be tough and have the guts to go against corporate, and patient during the process. Like the team of lawyers at https://www.kentuckycourage.com/ would say, “it takes courage to fight for the workers’ comp benefits you are owed”. However, many workers have come out on top and so can you!
The first thing anyone should understand is the process will be a long one. It can even take years before your case gets resolved, so don’t get discouraged if things aren’t moving as quickly as expected early on in this process. These battles are won by the persistence of fighting for your rights, not with one court filing.
Luckily, things are changing in the workers’ compensation system. As time goes on more employees will be required to pay their own attorney fees when they hire a lawyer to represent them during this process. This law was passed due to the number of claimants who were abusing the workers’ compensation laws which led to companies having high premiums. Lastly, know what you’re entitled to and fight for it until the end!
What Can You Get Compensated For?
Workers can be compensated for many things. This can include the following:
- medical bills
- lost wages
- brain damage
- lifestyle-altering injuries
- death benefits if the worker passes away due to their injuries at work
If any of the above is true, you may be entitled to workers’ compensation. You’ll need proof of your injuries and the circumstances surrounding them.
Workers’ compensation is not a set thing, there are many factors that can come into play to determine if you get compensated or not. Some of these things include the severity of injury/illness caused by work and if it’s an on-the-job accident versus something else (for example slipping and falling at home). Another factor is how much time has passed since you got injured or became ill because of your job. Some states require workers to file their claims within two years while others have no such limit.
Some people believe they don’t need help with filing for Workers’ Comp as they feel like they aren’t entitled to it but that isn’t always true. Keep in mind that if you have a good case, there is nothing to lose.
When Are You Eligible For Workers’ Compensation?
You’re eligible for workers’ compensation if you have a physical or mental injury that is work-related. There are some things to consider when deciding if the injury happened because of your job, including whether it happened on company property and if there was any safety equipment available at the time. Another thing to look into is if you were being supervised by someone else during that specific task.
If all three questions can be answered with yes, then most likely this will be considered work-related and covered under worker’s comp. It is important for employees to know their rights as well as what they need to do in order to protect themselves through these types of situations.
How To File A Claim For Workers’ Compensation?
To file a claim for workers’ compensation, you should contact your local worker’s comp board to see if they require any documentation. If so, you will need things like medical records and an accident report from the time of the incident. Make sure that all information is recorded in one place for easy access when filing a claim.
You first need to gather your medical records. These will be requested by worker’s compensation so you need to have them readily available in one place for easy access. Make sure that any doctor or hospital visits are recorded along with things like medications, treatments used and the length of time all this took place for as well as things including X-rays and CT scans performed on your back, neck or other parts of the body where there is pain and discomfort due to an injury at work.
When filing a claim everyone needs to take their own time when it comes down to getting things squared away between themselves and those whom they feel the company is responsible for something happening at work which made injured workers hurt even worse than before during incidents prior to now. The last thing anyone wants is someone rushing through things which can be vital in things like filing a worker’s compensation claim when it comes down to the specifics. This is why so many seek out legal help for things involving work comp claims because they want nothing more than things being done right having to do with things where there are issues of pain and suffering involved.
Workers’ compensation is very important especially for their rights. It’s a complex process but you have a lot of situations when you can get compensated for and a lawyer will help you go through it. You need to know the situations that make you eligible for it and how to file one. Good luck!